Insider Intelligence

Michigan’s current auto insurance system would be drastically changed under legislation passed by the House and Senate this week. Though each chamber voted on their own version of the bill, which includes differences that will need to be negotiated, both versions end the current no-fault auto insurance system as we know it today. The House’s […]

Since Michigan has some of the highest auto insurance rates in the nation, Governor Gretchen Whitmer has ordered a review of two specific aspects to see their impact on rates. She has charged the Department of Insurance and Financial Services (DIFS) to examine the use of non-driving factors to set rates and the pricing of […]

Following a vote to increase driver’s insurance premiums this year, Governor Gretchen Whitmer called for an audit of the Michigan Catastrophic Claims Association (MCCA), who voted to increase the rate. The MCCA has increase the fee motorists pay to cover catastrophic medical claims annually for the last three years; 6.3% in 2017, 13% in 2018, […]

Michigan’s no-fault auto insurance system would be repealed under an eight-bill package introduced in the House this week. The plan continues the mandate that all Michigan drivers have insurance, but provides more choice and flexibility by eliminating the mandate to buy unlimited medical coverage. By moving to a tort system, accident victims will have the […]

In an effort to keep residents informed, and allow for public input, the House Select Committee on Reducing Auto Insurance Rates launched a new website this week. This site will allow residents to easily offer input that could help shape future legislation, while providing legislators another method to hear ideas and concerns. The website includes […]

This week, auto insurance reform was the first Senate bill to be introduced in the new legislative term. Introduced by Senator Aric Nesbitt (R-Lawton), the bill provides relief for consumers by addressing the root causes of Michigan’s car insurance rates. It would allow drivers over the age of 62 the option of allowing Medicare or […]

This week, a bill package was introduced that would reform Michigan’s no-fault auto insurance system. The goal of the package is to bring significant relief to drivers paying the nation’s most expensive insurance premiums. “The effort to reform the state’s current no-fault insurance system has been ongoing for several years and thus far none of […]

On Thursday, the House Insurance Committee reported legislation reforming Michigan’s auto no-fault insurance system.  Under current law, all Michigan drivers are required to buy unlimited lifetime health benefits through their auto insurance.  Michigan has the highest auto insurance premiums in the country and supporters of this bill point to our current system as the cause […]